Steps in the financial planning process

    The initial step

    The first meeting is really about getting to know you, your goals and aspirations and where you are 'at' financially. This meeting forms the basis of any plans we create for you, to help you achieve your goals.

    Your first meeting comes cost and obligation free.

    Before our meeting, we will ask you to think about what financial (and lifestyle) goals you wish to discuss with us.

    We may ask you to bring some documentation (ie. latest super or insurance statements) to our first meeting.

    The plan

    Based on the information you provide, we will complete our research to prepare a personal assessment and financial overview. This is a written document known as a Statement of Advice (SOA).

    We will inform you of the cost of the SOA and will not commence our work until you have confirmed your commitment.

    By this stage, you should feel that your Planner has developed an understanding of your circumstances and your aspirations.

    The implementation

    On confirmation by you to proceed with advice, we will prepare a strategy for you based on your circumstances and goals.

    The plan will outline the strategy to help you create the life you want. You will need to carefully review the recommendations and any fees and charges outlined. Your Planner will answer any questions you may have and discuss any changes you request.


    The ongoing service

    We will then assist you in implementing your recommendations and strategies.